Road To Canada Forums

Hi,
I am a Canadian citizen, my wife lives in the U.S. My wife and her son have been approved and received their Perm Res status. I am flying to Tenn, we will drive back in a Uhaul and she will land. As soon as she lands we go to Manitoba Health and register. she is automatically covered by Manitoba Health. Her son will fly at a later date to land via Winnipeg Airport. He too will register with Manitoba Health and be covered, no waiting period.

Here is the question, he wants to buy a motorcycle and drive it in Tenn. At the moment he does not have health insurance. He is going back to Tenn to live with her parents (grandparents) till he gets accepted to the Marines.

As a Perm Res, to be covered while he is in Tenn, he will have to have some kind of Blue Cross Travel Insurance? And if he drives a motorcycle in Tenn, even as a Perm Res of Canada, he will need Travel Insurance in the event of an accident to be covered for hospital stuff. Just like when I go to visit, I buy Travel Insurance?

Not sure what the policy is when he joins the Marines. Will the U.S. Marine Corps pay for his Health Insurance. The only cautious move would be to wait till he enlists, see who he will be covered by, then he can get a motorcycle?

Sorry if this is the wrong section to be posting this, if it is please move this thread and I will follow up there.

Thanks, seems collectively, someone here has seen most every scenario.

Once he gets his health care coverage in Manitoba he will only be covered while in Canada. In order for a Canadian to have health coverage outside of Canada they need separate travel insurance such as Blue Cross like you mentioned. I visit often so I purchased a 1yr plan that will cover me 10 days at a time... meaning if I'm there longer than 10 days and get hurt I won't be covered. It works for me because I'm usually only there for 3 days at a time.

I would think the Marine's probably don't care if he has Canadian health care since it's only valid while he's in Canada.
But I'm just guessing...

Travel insurance sounds like a wise move. He just has to spend at least 6 months a year in Canada to maintain it. So I guess as long as he isn't in Tennessee longer than 6 months, that should be okay. My oldest served in the US Navy, and they are covered by military insurance from the second the recruiter picks them up to take them to the plane. I had a Navy Moms friend whose son went through delayed entry with mine, and he got sick from the injections he got his first day in boot camp. He never even got issued a uniform. He went straight to the hospital for 3 months, and they medically retired him with full benefits.

Thank you morphia and Catherine, both very helpful.

I presumed he would be covered by Military Insurance when the time comes, so it's good to know that. I figured since he is young and healthy, that we could avoid health insurance for a few months(we looked into coverage but in addition to the $500 mth premium there was still a huge deductable in any type of hospitalization) while he waits to get into the Marines, but this motorcycle thing has me concerned. At this time it seems the best plan would be to postpone the motorcycle, at least till he reports for duty.

I will phone Manitoba Health and Blue Cross in regards what to do for the next 6 mths and what happens if his wait in Tenn becomes longer than 6 mths. Thanks again.

Hi

(07-08-2010 04:39 AM)moby Wrote: [ -> ]Thank you morphia and Catherine, both very helpful.

I presumed he would be covered by Military Insurance when the time comes, so it's good to know that. I figured since he is young and healthy, that we could avoid health insurance for a few months(we looked into coverage but in addition to the $500 mth premium there was still a huge deductable in any type of hospitalization) while he waits to get into the Marines, but this motorcycle thing has me concerned. At this time it seems the best plan would be to postpone the motorcycle, at least till he reports for duty.

I will phone Manitoba Health and Blue Cross in regards what to do for the next 6 mths and what happens if his wait in Tenn becomes longer than 6 mths. Thanks again.

Just an aside, how does her son intend to keep his PR status of 2 years residence in every 5? If he joins the marines.

We did the Perm Res for him as a precaution. In case he hates what he is doing and wants to come live with us. This way he can come home and go to school. I think he will enjoy his new career and let his Perm Res lapse and continue with the Marine Corps. If that is how it goes he will come and visit and stay as often and as long as he wants. We didn't want to leave him off the app and let that become a new gargantuan hurdle. And me being the new Husband/Dad had to make sure that option is available.

Also if you are worried about the motorcycle of course that is natural. I ride myself and my husband and I am a new rider but I have motorcycle insurance which isn't mandatory believe it or not in Washington state. Auto insurance is mandatory but not motorcycle so just make sure he gets full coverage on the motorcycle so that he is covered if something happens on it medically as well as uninsured motorists coverage if that is an option there. That means if someone hits him and they don't have insurance he will still be covered medically. That should cover that scenario but we always choose of course for a safe ride.